REPRESENTATIVE EXAMPLE: REPRESENTATIVE 1286.98% APR ON A LOAN OF £300.00 WITH 5 MONTHLY REPAYMENTS OF £101.03. TOTAL AMOUNT REPAYABLE £505.13. ANNUAL INTEREST RATE (FIXED) 290%

*£300 for new customers

Warning: Late repayment can cause you serious money problems.

For help, go to moneyadviceservice.org.uk

 

If you are in financial difficulty, we strongly recommend that you talk to a company that can offer you free and impartial advice. StepChange is a charity and they can help you get control of your finances. Best of all they offer a free service.

Authorised and regulated by the Financial Conduct Authority

Fidelity Works Ltd is listed on the Financial Services Register under Firm Reference Number 669535

Fidelity Works Ltd is a company registered in England and Wales with company number 08282024 whose registered address is Salisbury House, Station Road, 

Cambridge, CB1 2LA

Warning: Late repayment can cause you serious money problems.

For help, go to moneyadviceservice.org.uk

 

Installment Loans, Payday loans and Short Term Loans

It is always nice to know that you can receive a helping hand if you need one and this is very true when it comes to financial matters. In the current economic climate, more and more people are struggling with money and this means when a bill comes in out of the blue, they are really struggling to pay it off. This is where having access to additional support mechanisms will often be of benefit and this is where we are more than happy to provide support if you need it.

We won’t lie to you, we believe that you should weigh up all of your options before you come and speak to us. If you are able to obtain the finance from a friend, family member or from a financial institution that provides you with an affordable rate, go with that option. It is important to find the best financial solution for your problems and payday loans or other short-term loans are not the first option to try. However, if you have explored other avenues and you find that you haven’t received the options you were looking for, we can help.

We are responsible , offering short term loans, installment loans and payday loans and we will offer you guidance when we can. We don’t want any of our clients to get themselves into greater financial difficulty and this means we are more than happy to suggest other forms of borrowing. We get the money to successful applicants in good time, so if you are in a hurry, don’t worry, we can help you out but we will make sure you are in a good position to pay back the loan before it is provided to you.

Have you been hit with a bill at short notice?

The thing is, there are so many different reasons why people may find themselves short of money at a particular time. If you rely on your car to get to and from work or to look after your family, you need to have it working at all times. This means if your car needs repairing, you need the repairs to be taken care of quickly and this can sometimes be expensive. We are able to offer short term loans that offer you the cash you need up front.

If your washing machine breaks down, your boiler stops working, an unexpected school bill crops up or anything else occurs which sees you needing money at short notice to keep your life on an even keel, we are more than happy to help. We encourage responsible lending so you should only request a payday loan, instalment loan or short term loan, when you really need the money. We aim to make the application process as simple and as straightforward as we possibly can.

Are one month loans too tight for you?

While having the option to obtain money at short notice is a positive thing for many people, we understand that the standard single instalment payday loan options are too tight or narrow for some people. If you are looking for a larger amount of money or an amount of money that you cannot comfortably pay back within 14 or 30 days, a standard single instalment payday loan is not of great interest to you.

This is where one of our instalment loans can be of benefit to you. An instalment loan works just like a standard short-term loan but the loan is paid back in equal instalments over a number of months. This means that the overall amount of money that is paid back is more, so bear this in mind, but the monthly payments are smaller. This may be of considerable benefit to people, allowing them to borrow money and pay it back without putting themselves at risk of defaulting on their payments.

You can pay your loan back early

We also like it that we are able to offer the opportunity to pay back the loan early with no punishment. In fact, if you are able to pay your loan back early, there will be no penalty charge and you are only charged interest up to the date that the loan is repaid. This means you should seriously consider this style of loan if you are not convinced you will pay back the 1 month payday loan on the stated date. Taking the opportunity to add more flexibility to your finances is always a sensible idea.

We believe in transparency and we like to think that our clients will feel confident about taking out a loan through us. We meet all the financial regulations in the United Kingdom and we clearly state our terms and conditions on our site. We also provide a significant amount of information on the site to keep you informed about the loans industry as well as articles on credit cards, mortgages, debt and personal finance in general.

We believe that being open and transparent is good

In fact, we are very open and up front about everything we offer. We are pleased to host a lot of information on our site. With all loans, including instalment loans, whether it is 3 month loans, 5 month loans or 6 month loans, you need to know how much is being paid back and on what date.

A loan paid back in instalments will cost more money in the long run but it may be that it will provide you with the flexibility you need to overcome your short term financial issues. If there is anything we can do to provide you with further support or guidance, just let us know and we will be happy to help.

 

Warning: Late repayment can cause you serious money problems.

For help, go to moneyadviceservice.org.uk

Authorised and regulated by the Financial Conduct Authority

Fidelity Works Ltd is listed on the Financial Services Register under Firm Reference Number 669535

Fidelity Works Ltd is a company registered in England and Wales with company number 08282024 whose registered address is Salisbury House, Station Road, 

Cambridge, CB1 2LA